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Whistleblowing Line
Small and Medium Enterprises (SMEs) are widely recognized as big drivers of economic growth, innovation, regional development and job creation. A strong and vibrant SME sector provides a strong foundation to increase standards of living and to reduce poverty. Despite the internationally recognized importance of SMEs, African small businesses often have difficulties accessing financing for growth and innovation from the formal financial sector. SME financing is often considered by many financial sector players in Africa to be a risky activity as promoters quite more often than not, fail to come up with the collateral levels required to secure bank facilities.

African Guarantee Fund has signed a three million USD guarantee agreement with FDH Bank Malawi. The partnership will unlock financing and facilitate promotion, growth and development of SMEs in Malawi. 

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Globally renowned Fitch Ratings Agency has affirmed the African Guarantee Fund's Insurer Financial Strength (IFS) Rating at 'AA-' (Very Strong), terming it’s outlook - Stable.

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Our Shareholders
Denmark’s development policy aims to combat fighting poverty through promotion of human rights and economic growth.
The Spanish Agency for International Development Cooperation (Agencia Española de Cooperación Internacional para el Desarrollo, AECID) is a state department of the Ministry of Foreign Affairs and Cooperation.
The former president of the African Development Bank (AfDB) Donald Kaberuka, announced in June 2012 the official launch of the African Guarantee Fund (AGF), a market-friendly guarantee scheme aims at easing access to finance for African small and medium-sized enterprises (SMEs).

The Nordic Development Fund (NDF) is the joint development finance institution of the five Nordic countries. The objective of NDF's operations is to facilitate climate change investments in low-income countries.

Agence Française de Développement (AFD) is a financial institution and the main implementing agency for France’s official development assistance to developing countries and overseas territories.

Our Development Partners

SIDA is a government agency working on behalf of the Swedish parliament and government, having its place of business in the Republic of Sweden and with its principal office at Valhallavagen 199 105 25 Stockholm, Sweden.
ATI was launched  in 2001 with a mandate to create insurance and reinsurance products to help reduce the risks and costs of doing business in Africa. It was created to fill a market gap in trade and investment risk mitigation in Africa.
The United States Agency for International Development (USAID) is the U.S. government agency that provides foreign assistance to support shared development objectives. USAID implements Development Credit Authority (DCA) guarantees. 


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