African Guarantee Fund

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AGF is a Pan-African financial institution that promotes economic development, increases employment and reduces poverty in Africa by providing financial institutions with guarantees and other financial products specifically intended to support Small and Medium-sized Enterprises in Africa.

AGF’s risk sharing mechanism is offered to financial institutions to increase their lending towards SMEs operating in all sectors that drive economic growth.

AGF’s AA- Fitch rating has a positive and quantifiable impact on banks' balance sheets, especially in light of applicable regulatory standards (Basel II & Basel III and IFRS9).

AGF’s Capacity Development assistance to Partner Financial Institutions complements its guarantee products by providing strategic support to PFIs in order to mitigate their operational risks when on lending to SMEs.

AGF contributes towards sustainable development through its Green Guarantee Facility particularly designed to support SMEs investing in or adopting green technologies that help to reduce the effects of climate change.

Message from the Group Chief Executive Officer

Despite the internationally recognized importance of SMEs, African small businesses often have difficulties accessing financing for growth and innovation from the formal financial sector. SME financing is often considered by many financial sector players in Africa to be a risky activity as promoters quite more often than not, fail to come up with the collateral […]

AGF and NCBA Strengthen SME Financing with KES 3 Billion Renewal, Prioritizing Women-Led Businesses

The agreement will continue to support the Group’s efforts to provide financial solutions for SMEs, with a special focus on women-led businesses and those in environmentally responsible sectors.

AGF and SGG Strengthen their Partnership to Boost SME/SMI Financing in Gabon

The signing of this agreement is the latest milestone in a strategic partnership between the two guarantee funds, which began with the creation of the SGG, and which AGF helped to operationalise.

African Guarantee Fund Launches USD 5 Billion Mission 300 Local Currency Guarantee Facility to Accelerate Energy Access Across Africa

Africa faces a significant energy access challenge, with approximately 600 million people lacking electricity as of 2023.

African Guarantee Fund

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African Guarantee Fund contributes to the promotion of economic development in Africa through provision of Partial Guarantees & Capacity Development to Financial Institutions to facilitate access to finance for Small and Medium-sized Enterprises.

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The first calls for projects will be launched in the third quarter of 2025, with the goal of supporting 200 projects in the first year of implementation.

This agreement signifies the start of a long-term strategic relationship, and it provides a perfect intersection of the AGF's mission to unlock financing for SMEs, and BOI's mandate to catalyse Nigeria's industrialization and economic transformation.

The partnership marks the beginning of a new chapter in AGF and KNCCI's shared vision of economic empowerment for Africa’s SME sector.

This strategic partnership, a first of its kind, aims to boost NBM’s lending portfolio and expand its offerings to underserved segments, particularly women-led and green enterprises.

AGF has renewed its partnership with the largest microfinance bank in Uganda through a USD 25 million Loan Portfolio Guarantee.

AGF calls for continued collaboration in advancing financial inclusion of SMEs as an essential tool to drive sustainable economic development in Africa.

The risk-sharing mechanism, will enable KWFT to increase its on-lending activities to WSMEs with a view of promoting enterprise growth in the Kenya.

SG Woman Club is supported by AGF’s capacity development initiative under the Affirmative Finance Action for Women in Africa (AFAWA) program.